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Welcome to CeMAP | uAcademy

Welcome to Your CeMAP Course

The Three CeMAP Modules

CeMAP is awarded by the London Institute of Banking & Finance (LIBF) and consists of three modules, each with its own exam:

Module 1
Financial Services, Regulation & Ethics
Papers: FRE1 & FRE2
Module 2
Mortgages
Papers: MRT1 & MRT2
Module 3
Assessment of Mortgage Advice
Paper: ASEW / ASSC
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Course Content

TOPIC 1 - MORTGAGE REPAYMENT METHODS
Capital Repayment Mortgages
Interest-Only Mortgages
Mortgage Interest Calculation
The Annual Percentage Rate of Charge
TOPIC 2 - REPAYMENT VEHICLES FOR INTEREST-ONLY
ISAs as a Mortgage Repayment Vehicle
Unit Trusts & OEICs
Pensions as a Repayment Vehicle
Endowment Policies
TOPIC 3 - INTEREST RATE OPTIONS
Standard Variable-Rate Mortgages
Discounted-Rate Mortgages
Tracker Mortgages
Fixed-Rate Mortgages
Capped-Rate Mortgages
Flexible Mortgages
Offset Mortgages
Product Incentives
TOPIC 4 - OTHER MORTGAGE PRODUCTS
Foreign Currency Mortgages
Sub-Prime Mortgages
Guarantor Mortgages
Islamic Home Finance
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