CeRER Course – Equity Release Training Online (2025/26)
Add equity release advice to your skill set for just £99. The uAcademy CeRER course covers both FOER and EQRS units across 53 interactive lessons, 12 mock exams, and expert tutor support — with 12 months of access and a pass guarantee.
How Much Does the CeRER Course Cost?
Full CeRER Course
- One-time payment, no auto-renewal
- All 53 lessons (FOER + EQRS)
- 12 mock exam papers (6 per unit)
- Expert tutor support included
- Pass guarantee eligible
- Multi-device access
Just Want the Mock Exams?
12 CeRER mock exam papers — 6 per unit, matching the real LIBF exam format. Perfect if you’re studying elsewhere but want quality practice papers.
CeRER Mock Exams — £19 →Not sure yet? Try before you buy.
Free access to sample CeRER lessons and a mock exam — no payment required.
Don’t Have CeMAP Yet?
CeRER requires CeMAP or equivalent. Our full CeMAP course is £198 and covers all five units with 274 lessons and 30 mock exams.
View CeMAP Course — £198 →
Trusted by 2,000+ students across the UK
What Is the CeRER Qualification?
CeRER (Certificate in Regulated Equity Release) is a Level 3 specialist qualification for mortgage advisers who want to advise on equity release products. It covers lifetime mortgages and home reversion plans — two regulated product types that allow homeowners aged 55+ to release tax-free cash from their property.
The qualification is awarded by The London Institute of Banking & Finance (LIBF), part of Walbrook Institute London. It’s registered with Ofqual on the Regulated Qualifications Framework (RQF) and meets the Financial Conduct Authority’s (FCA) standards for equity release advisers.
You need CeMAP or an equivalent Level 3 mortgage qualification before you can study CeRER. The course then takes you through two focused units — Fundamentals of Equity Release (FOER) and Equity Release Solutions (EQRS) — preparing you for a single 2-hour exam covering both.
Level 3 Qualification
Ofqual registered, awarded by LIBF
FCA Approved
Meets Financial Conduct Authority standards
Prerequisite: CeMAP
Requires CeMAP or equivalent Level 3 mortgage qualification
How Much Do Equity Release Advisers Earn?
Equity release is one of the fastest-growing areas of UK financial services. Total lending reached £2.57 billion in 2025 — an 11% increase on the previous year — and the FCA is launching a dedicated later life lending market study in 2026. That growth means rising demand for qualified advisers.
As a specialist skill set on top of CeMAP, equity release qualification typically commands higher earning potential than standard mortgage advice alone. Advisers with CeRER can work in dedicated equity release firms, brokerages, or banks — and many earn commission on top of their base salary. Read more about adviser salaries →
What’s Included in the uAcademy CeRER Course?
Two units, 53 interactive lessons, and 12 mock exam papers — everything you need to pass.
Course Content
| Unit | Unit Name | Lessons |
|---|---|---|
| FOER | Fundamentals of Equity Release | ~27 |
| EQRS | Equity Release Solutions | ~26 |
| Total | 53 | |
Mock Exams
Each mock exam mirrors the real LIBF format — 50 standalone MCQs for FOER, and case-study-linked MCQs for EQRS. Retake them as many times as you need.
Also Included
Expert Tutor Support — email our experienced mortgage industry tutors any time.
Multi-Device Access — study on desktop, tablet, or phone. Pick up where you left off.
Pass Guarantee — 12-month extension free of charge if you haven’t passed by expiry.
Trusted by 2,000+ students
Why Study CeRER with uAcademy?
Most CeRER providers charge £300–375 for a 2-day intensive course. Here’s what makes uAcademy different.
£99 vs £300–375
Classroom CeRER courses typically cost £300–375 before VAT and exam fees. Our course is £99 with everything included except the LIBF exam registration.
Self-Paced, Not Marathon
No 2-day intensive sessions where your mind goes numb. Study in short, focused sessions that fit around your existing advisory workload. 12 months to complete.
12 Full Mock Exams
Six papers per unit, each matching the real LIBF format. Retake them unlimited times. Most classroom providers give you a handful of practice questions at best.
Updated to 2025/26 Spec
Built around the latest LIBF specification. Not recycled material from years ago — current content for the current exam.
Pass Guarantee
Haven’t passed by your 12-month expiry? Get an additional 12 months free. No questions asked, no re-payment needed.
Tutor Support Included
Email our experienced tutors any time. Practical guidance from people who’ve worked in the mortgage industry — not chatbots or generic helpdesks.
What Is the uAcademy Pass Guarantee?
If you haven’t passed your CeRER exam by your 12-month expiry date, we’ll extend your access for an additional 12 months free of charge. Just send us a message — no questions asked.
We offer this because we’re confident in the quality of our course materials. With 53 lessons and 12 mock exams, you’ll have everything you need to pass — and the extra time if you need it.
How Does uAcademy Compare to Other CeRER Training Providers?
| Feature |  | Typical Classroom Provider |
|---|---|---|
| Course price | £99 | £300 – £375 + VAT |
| Course format | Self-paced online | 2-day intensive |
| Access duration | 12 months + free extension | 2 days only |
| Interactive lessons | 53 lessons | Not specified |
| Mock exams included | 12 papers (6 per unit) | Rarely specified |
| Tutor support | ✓ Included (email) | During class only |
| Pass guarantee | ✓ 12-month extension | Retake class (varies) |
| Study at your own pace | ✓ Yes | ✗ Fixed 2-day schedule |
How Is the CeRER Exam Structured?
One 2-hour exam covering both units — 80 questions total.
| Unit | Format | Questions | Pass Mark |
|---|---|---|---|
| FOER | Standalone MCQs | 50 | 70% |
| EQRS | 3 case studies × 10 linked MCQs | 30 | 70% |
| Total | 80 | 70% per unit | |
Pass Mark & Grading
Pass mark: 70% per unit (you must pass both FOER and EQRS separately within the same sitting)
How to Book Your Exam
Create an account on the LIBF CeRER registration page and pay the registration fee (~£250–265).
Take the 2-hour exam remotely from home via LIBF Brightspace (no advance booking needed — 360° room scan required) or at a Pearson VUE test centre.
Failed a unit? Rebook the full exam. Resit fee: £110, paid directly to LIBF.
Sample CeRER Question — EQRS Case Study Style
- A. A home reversion plan releasing 100% of the property value
- B. A drawdown lifetime mortgage allowing her to release funds as needed
- C. A standard residential remortgage with monthly repayments
- D. Selling the property and renting
What Do Our Students Say?
“Completed my CeMAP course with them; they were the cheapest and had the best content. No issues and everything was straightforward. Would definitely recommend.”
“I can’t recommend uAcademy enough. The course material is easy to understand and made my CeMAP learning journey so much better. I can certainly say I will be returning for my other qualifications.”
“Just passed my last CeMAP exam thanks to uAcademy. The customer service is great and would highly recommend.”
Frequently Asked Questions About CeRER
What is CeRER?
Do I need CeMAP before I can study CeRER?
How much does the uAcademy CeRER course cost?
How is the CeRER exam structured?
Can I sit the CeRER exam from home?
How long does it take to complete CeRER?
What’s the difference between lifetime mortgages and home reversion plans?
How much do equity release advisers earn in the UK?
Is uAcademy an LIBF Accredited Learning Support Provider?
What happens if I fail the CeRER exam?
Have a question that’s not listed here? Visit our full FAQ page or learn more about uAcademy.
Start Your CeRER Training Today
53 interactive lessons. 12 mock exams. Expert tutor support. Pass guarantee. All for £99.
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uAcademy provides CeRER training materials and mock exams. The CeRER qualification is awarded by The London Institute of Banking & Finance (LIBF), part of Walbrook Institute London. To sit the official exam, students must register separately with LIBF and pay the associated registration fee (~£250–265). CeRER requires CeMAP or an equivalent Level 3 mortgage qualification as a prerequisite. Salary figures are estimates based on publicly available job listings and may vary by location, employer, and experience. Equity release market data sourced from the Equity Release Council.
Last Updated: March 2026